SCTFCU offers both first and second mortgage loans.
Our rates are very competitive, and processing time is usually under 20 working days.
Terms are available for up to 180 months (15 years).
Many members take advantage of our low rates and quick processing to refinance a higher rate mortgage, shorten loan terms, and save money in finance charges.
Mortgage loans from the credit union may also be used to make improvements or additions to homes, consolidate debts, or make large purchases.
